Jul 29

The payday loans are very tempting since they can easily be obtain in just a minimal time. Online, a lot of companies offer salary advances with a competitive interest rate and flexible terms of payment. Making every loan application conducive and easy. But an employee must consider getting a loan when he needs it and not when he wants it. If a payday loan is used just for the heck of borrowing and having extra cash in the pocket that would be a bad debt. But if the loan was used to augment a suffering or a dire need then that would be a good debt, no question asked. It is always good to wait for the paycheck on paydays but again circumstances can’t be foretell and an emergency can’t be anticipated. Sometime we need a little help from others. For us to be able to help ourselves in times of need and emergencies.

Jul 29

My son’s birthday would be next month and I have been planning to give him a play station 2 as a birthday gift but my salary next month would be used to renovate our bathroom and the spare won’t be enough to buy the toy he dearly wants. So what I did is applied for a cash advance loan and the loan will be release a week before his birthday. I will have an ample time to look around and compare prices. I know he want it badly and he had been giving me constant good grades. He deserve it and I know he will be a  responsible user of the gadget. When I was his age, I wanted to have a doll house with a blond barbie and I studied hard to get the first honor in our class so my parents will buy me. But on my birthday I received a bike instead. I was very disappointed and I don’t want my son to feel the same way.

Jul 19

Payday is fast approaching but personal emergency comes faster. And before I knew it, I needed to have a tooth surgery, one of my wisdom tooth grew in a wrong way. And I needed to undergo a complicated tooth extraction with a dentist, an anesthesiologist and a cardiologist. The surgery was scheduled, unfortunately it was three days before salary, worse, the surgery is not included in our company’s health insurance.

And to avoid bothering my parents with the expenses, I applied for payday loans. The terms are  clearly laid down on me. The loan will be due on, soon after, my next payday, with the payment being withdrawn from my  savings account. And I also have the option not topay the loan in full on the due date, a renewal option was made available for me.

Jul 19

I usually get a cash advance from our company due to different needs, like for instance if an emergency should have happen in the family and we are not prepared financially, I usually resorts to having a cash advance. But the process is too long and would require the approval of different persons in the company. But now there is a faster and easier way to get payday loan from an independent company.

There will still be a process but it won’t take as long as the old one being practise in the office nowadays. As a certain company stated, the approval for a salary loan is as fast as a sound. Amazing, but that’s how it trully works. There are times financial inconveniences come without a moments notice.  And waiting for an approval from a manager would be very inconvenient.

Jul 17

I live for my family. Their welfare has always been in my mind and I would do everything to protect them and to ensure they are well taken cared of every time. And since my time is running short due to old age I want to make sure they will still enjoy all the things they are enjoying now. I want to leave them someday in a comfortable situation, that is having a financial stability. So one day, I went to state courthouse and hunt for a good alameda probate lawyer. And getting a good one is not that hard.

Alameda offers a lot of competitive lawyers with diverse experience and are very knowledgable in their chosen field. The only problem I encountered was choosing the best one among the experts. When I finally had a lawyer to represent me in my will I was relieved and very much gladden. Now I feel much contented and secured, knowing my family will get the best they deserve even after I leave them. We will all go to the grave, no exemption, but I have chosen to be prepared.

Jul 17

I am the only child in our family and since I am on a legal age I want to set up a business of my own. Legally speaking, I am the only heir to my parents properties. And thus, I want to get part of my inheritance as soon as possible instead of waiting for months or  years while the will is under probate. Then a friend told me about a company who offers an Advance on inheritance, wherein I get a part of my inheritance now and not years from now. I will also make no monthly payments, since the company is repaid from the estate or trust. There is absolutely  no concern about credit references or current employment. And I’ve heard that the company’s employees and officers are courteous and supportive.

And the best part about it is that I can have the cash advance advance anywhere from $5,000 to $100,000, usually within five (5) to seven (7) business days of the receipt of my completed application. I also learned that that the advance is not a loan with an interest rate, but rather a flat fee assignment that is paid back when the inheritance is distributed from probate. That was the best deal I have ever heard in my life.

Jul 16

I have been working in a computer company since I was in college. I have handled the production department and after twelve years in service I have decided to resign, got my back pay and set up a business of my own. It was a decision made by my wife and me. When I was still in the company, I never get bothered with hospital bills if whenever I was confined. All the expenses are being taken cared of by the company’s health provider. But after resigning I was cut from the list and I was on my own.

I am a risk taker when it comes to business but I don’t take risk when it comes to my health. So I got a private health insurance to protect me and family against unplanned expenses. Nowadays one can never take chances when it comes to their health. The premiums being paid for the health insurance would commensurate to the expenses one will incur when one has to be hospitalized. It is always better be safe than sorry.

Jul 16

I have been hired in the company as a rank and file employee and after my probationary period I was regularized. Together with my compensation, the benefits were laid down on me. And one of the benefits our company offers for regular employees is the health insurance. The health insurance provider has a patient assistance programs which is very conducive on my part since I have been very particular about my health and wellness. Now I can have a check up anytime I want even if I don’t have money in my pocket.

I wouldn’t think about the expenses if ever I get sick or in case I would be confined in a hospital, my health provider will take care of me. My family will not be burden with the hospital bills since my health provider covers all the expenses including the laboratory. The good thing about the patient assistance program is that I will never get lost in the medical world once I needed a medical help. A representative will assist me regarding my medical needs and all had been paid for by the company.

Jul 15

It was a balmy Sunday morning and my family were off to a picnic in the mountain. We were all busy preparing for the meals, the blankets and all the stuff we will be needing for a whole day affair with the nature. We were all excited, we have been planning for this event in the last few weeks. Everybody in the household had contributed something to make the picnic a worthwhile family bonding experience. When we stepped out the house, we were shocked when we saw that a huge tree branch fell right on top of the car. And the hood of the car was smashed.

To avoid the joyous momentum to be spoiled, I just rent a car and we continued with the trip. I didn’t enjoy much of the trip because while my family was busy having a good time, I was preoccupied with the ruin in my car. And what’s worse than not having a Car Insurance? I
didn’t get an auto insurance because I have been a safety driver all my life. I didn’t realize that accidents can happen in a most unexpected way.

Jul 8

Imagine me with long hair down to my shoulder, sporting a full grown beard, dirty. By 10 a.m. everyday, I was already drunk with local gin, walking around half-naked. I soon realized I would find no peace in the slums. In the slums, drug use was still prevalent and immorality was rampant. There was gambling there was alcoholism. Satan was alive and well, even in the slums. I would bang my head against the wall and cry out loud, “What is happening to me? I’m a well-educated person but this is out of control!”

I cursed God. I blamed my parents for the senseless life I was living. I blamed the educational system, the government every body but me.

I had no job and no money. I got sick. My relatives took me to a public hospital where I was put in the emergency ward because I began to cough out blood. I had contracted tuberculosis and was rapidly losing weight. I knew that my life was spinning out of control. If a miracle didn’t happen soon, I would surely die.